Digital small business lender Live Oak Bancshares (NYSE:LOB) reported Q2 CY2025 results beating Wall Street’s revenue expectations, with sales up 14.6% year on year to $143.7 million. Its non-GAAP profit of $0.53 per share was 5.3% above analysts’ consensus estimates.
Shares of digital small business lender Live Oak Bancshares (NYSE:LOB) jumped 4.2% in the afternoon session after the company reported strong second-quarter 2025 financial results that surpassed analyst expectations for both revenue and earnings. The digital small business lender posted revenue of $143.7 million and earnings per share (EPS) of $0.51, which topped consensus estimates. This performance was driven by record loan production of $1.53 billion during the quarter. The bank's net income reached $23.4 million, with its EPS more than doubling from the first quarter. Furthermore, Live Oak's net interest income grew by 8.6%, and its net interest margin, a key indicator of bank profitability, improved. The company also reduced its provision for credit losses, signaling that concerns about loan defaults had moderated.
Digital small business lender Live Oak Bancshares (NYSE:LOB) reported Q2 CY2025 results exceeding the market’s revenue expectations, with sales up 14.6% year on year to $143.7 million. Its GAAP profit of $0.51 per share was 15% below analysts’ consensus estimates.
Live Oak Bancshares reported Q2 2025 earnings with $143.75M revenue, beating estimates, but EPS of $0.51 slightly missed. Shares remained steady post-announcement.
Digital small business lender Live Oak Bancshares (NYSE:LOB) will be announcing earnings results this Wednesday afternoon. Here’s what you need to know.
A surplus of cash can mean financial stability, but it can also indicate a reluctance (or inability) to invest in growth.
Some of these companies also face challenges like stagnating revenue, declining market share, or limited scalability.
What a brutal six months it’s been for Live Oak Bancshares. The stock has dropped 22.3% and now trades at $31.04, rattling many shareholders. This was partly driven by its softer quarterly results and may have investors wondering how to approach the situation.
Great things are happening to the stocks in this article.
They’re all outperforming the market over the last month because of positive catalysts such as a new product line, constructive news flow, or even a loyal Reddit fanbase.
Stocks in the $10-50 range offer a sweet spot between affordability and stability as they’re typically more established than penny stocks.
But their headline prices don’t guarantee quality, and investors should exercise caution as some have shaky business models.
Volatility cuts both ways - while it creates opportunities, it also increases risk, making sharp declines just as likely as big gains.
This unpredictability can shake out even the most experienced investors.
Digital small business lender Live Oak Bancshares (NYSE:LOB) fell short of the market’s revenue expectations in Q1 CY2025, but sales rose 6.4% year on year to $126.1 million. Its non-GAAP profit of $0.26 per share was 28.5% below analysts’ consensus estimates.
The Russell 2000 (^RUT) is packed with potential breakout stocks, thanks to its focus on smaller companies with high growth potential.
However, smaller size also means these businesses often lack the resilience and financial flexibility of large-cap firms, making careful selection crucial.
Live Oak Bancshares' loan production grew robustly in the fourth quarter, but it delivered weaker-than-expected earnings as it boosted its provisions for credit losses.
